Yep one week later and look what my Dear husband came home with!
30 November 2008
The following week...
Well I guess thats what you get for coming home on a Motor bike!
Yep one week later and look what my Dear husband came home with!
Yep one week later and look what my Dear husband came home with!
2 November 2008
Saturday night
You've had a few drinks and can't pick me up? 
Thats ok honey i'll find my own way home!
Thanks Gavin you made my Day!
(for the rest of the story http://madebymandy.blogspot.com/)
Thats ok honey i'll find my own way home!Thanks Gavin you made my Day!
(for the rest of the story http://madebymandy.blogspot.com/)
17 October 2008
Welcome to the world little man
I am happy to announce the safe arrival of Brodie!
Here's to a long and happy life little fella.
Big hugs to all of the very proud family.
9 October 2008
This time last year...
Where were we...it seems like yesterday.
This time last year the bathroom floor was being laid. We were so worried about getting everything done by Christmas. I can't believe how fast the time has flown by and yet here I am trying to get things done again with a Christmas deadline in mind!
We are about to have hard rubbish pickup so I guess that will be the next big thing to get organised. I still need to put the pelmets that we snagged last time the was a pick up. Oops guess that should be on the list with the curtains?
Oh well we will get there!
Hope all is well in your neck of the woods.
This time last year the bathroom floor was being laid. We were so worried about getting everything done by Christmas. I can't believe how fast the time has flown by and yet here I am trying to get things done again with a Christmas deadline in mind!
We are about to have hard rubbish pickup so I guess that will be the next big thing to get organised. I still need to put the pelmets that we snagged last time the was a pick up. Oops guess that should be on the list with the curtains?
Oh well we will get there!
Hope all is well in your neck of the woods.
22 September 2008
Slowly but surely!
Things are going along nicely at the moment. We have had 3 switches fail which is annoying but fixable.
We are patching and moving things around in the old part of the house now which is good. My room is starting to take shape which is fanfreakingtastic :^D Even the laundry is getting better... it has been storage central for so long I forgot how big it was!
Well thats about all I have to say for now so take care of yourselves.
We are patching and moving things around in the old part of the house now which is good. My room is starting to take shape which is fanfreakingtastic :^D Even the laundry is getting better... it has been storage central for so long I forgot how big it was!
Well thats about all I have to say for now so take care of yourselves.
17 August 2008
Bit by bit
Well we have achieved a few small bit and pieces around the place and it seems we are working up to a big project. We might finally do something about the naked bathroom!!! (Look down to the very first picture I posted)
I have been hanging out for a bath, our new shower is nice enough but all bath dovotees know there is nothing like a nice hot bath on a cold winter night. The reason I can't have a nice hot bath is .....
I have been hanging out for a bath, our new shower is nice enough but all bath dovotees know there is nothing like a nice hot bath on a cold winter night. The reason I can't have a nice hot bath is .....
My darling husband has offered to stand it up so I can use it but since it's in the front yard I have decided not to accept his kind offer.
Thats it for now. Have a great day!
8 July 2008
Banking grrrrrr
Ok first thing you should know is that this is very out of character for me as I consider banking a personal thing. Saying that, nearly everyone I know is in the same financial situation as us, there really isn't a lot of room to move these days with interest rates, petrol, food and everything else going through the roof.
The reason that i'm writing this is because I just received a letter from our credit union. In their wisdom and GREED they have changed their entire fee structure. Over the years we have set things up so that we rarely have to pay fees. To achieve this we have arranged direct debits for our mortgage and use bpay for other bills, we do the majority of our banking online, signed up for a visa debit card and really go out of our way to avoid anything that could cost us money.
In the letter they state and I quote in bold capital letters as in the letter
Dear Member
"BECAUSE WE KNOW EVERY CENT COUNTS
At ******** we believe our members should have the opportunity to conduct banking without paying excessive fees. Thats why we only charge what's needed for us to remain financially sound."
Bottom line is that the absolute minimum we can pay to recieve the same service we currently get is 2.50 a week. Now if you have money to spare this may not seem like much but for us it's just another straw. Some of you may already pay more than this....we used to thats why we changed to a credit union all those years ago. Over the years they have sneaked this in and that in but they have always offered a way through savings or changing the way you bank to keep fees down. Now it dosn't matter how good I am with money there is absolutely no way that I can pay my mortgage and get money out even once a month without incurring fees.
This is just so unfair to me, how can they get away with this and what is next? I mean this isn't just "hey we are going to charge you extra starting next month" this is an unbelievable price hike!
To rub salt into the wound they are currently running advertisments that go on about how they are the fasted growing credit union in Australia.....WELL NOT ANYMORE GUYS!!!!!!!!! You are about to be the fastest SHRINKING! Everyone I know who is in this credit union is reeling and NOT ONE OF THEM is planning to stay.
So that brings me to a queston for you all.... who do you bank with?
Thankyou for reading climbing off my soapbox now
The reason that i'm writing this is because I just received a letter from our credit union. In their wisdom and GREED they have changed their entire fee structure. Over the years we have set things up so that we rarely have to pay fees. To achieve this we have arranged direct debits for our mortgage and use bpay for other bills, we do the majority of our banking online, signed up for a visa debit card and really go out of our way to avoid anything that could cost us money.
In the letter they state and I quote in bold capital letters as in the letter
Dear Member
"BECAUSE WE KNOW EVERY CENT COUNTS
At ******** we believe our members should have the opportunity to conduct banking without paying excessive fees. Thats why we only charge what's needed for us to remain financially sound."
Bottom line is that the absolute minimum we can pay to recieve the same service we currently get is 2.50 a week. Now if you have money to spare this may not seem like much but for us it's just another straw. Some of you may already pay more than this....we used to thats why we changed to a credit union all those years ago. Over the years they have sneaked this in and that in but they have always offered a way through savings or changing the way you bank to keep fees down. Now it dosn't matter how good I am with money there is absolutely no way that I can pay my mortgage and get money out even once a month without incurring fees.
This is just so unfair to me, how can they get away with this and what is next? I mean this isn't just "hey we are going to charge you extra starting next month" this is an unbelievable price hike!
To rub salt into the wound they are currently running advertisments that go on about how they are the fasted growing credit union in Australia.....WELL NOT ANYMORE GUYS!!!!!!!!! You are about to be the fastest SHRINKING! Everyone I know who is in this credit union is reeling and NOT ONE OF THEM is planning to stay.
So that brings me to a queston for you all.... who do you bank with?
Thankyou for reading climbing off my soapbox now
3 June 2008
Creative Alert
To all my creative friends a few links to free emags!
http://www.forkeepscreativescrapbooking.com.au/
This link will take you to a free 6 month subscription to an online Magazine. http://www.creativelivingmedia.com.au/newsletter/ There are a few to choose from.
Emma! Emma! there is a beading one!!!
Enjoy!
http://www.forkeepscreativescrapbooking.com.au/
This link will take you to a free 6 month subscription to an online Magazine. http://www.creativelivingmedia.com.au/newsletter/ There are a few to choose from.
Emma! Emma! there is a beading one!!!
Enjoy!
1 June 2008
no 1
Job no 1 is underway! Thought I would share some pics.
Hopefully it will all be ready soon. Take care
26 May 2008
Where did the time go???
Hello all ! How are you?
go on answer me thats what the comments are for! lol
We have been flat out with life since the kids got back to school. I wanted to post but didn't really know what to say so after lots of procrastination I decided on a to do list. Hmmmm maybe just the most important jobs or I will be writing forever!!
Paint No 1 Son's bedroom
Splashback for the kitchen
Move the water tanks into back yard and install
Build a side fence to replace the fence that we pull down to get the tanks around the back!
Build a side gate
That will have to do for now. Family calls
Take care and talk soon!
go on answer me thats what the comments are for! lol
We have been flat out with life since the kids got back to school. I wanted to post but didn't really know what to say so after lots of procrastination I decided on a to do list. Hmmmm maybe just the most important jobs or I will be writing forever!!
Paint No 1 Son's bedroom
Splashback for the kitchen
Move the water tanks into back yard and install
Build a side fence to replace the fence that we pull down to get the tanks around the back!
Build a side gate
That will have to do for now. Family calls
Take care and talk soon!
28 January 2008
EMMA!
In response to a friend of mine who has been watching and waiting for me to get off my butt....here are your photos Emma! :^D
HEY! When was the last time you updated yours???? I seem to recall a certain job announcement and then nothing since ! AHA! lmao
HEY! When was the last time you updated yours???? I seem to recall a certain job announcement and then nothing since ! AHA! lmao
11 January 2008
Happy New Year!
yeah yeah I know, it's about time. All I can say is time has been limited with trying to move, clean and juggle 3 kids... Speaking of which does anyone want 3 children? They are free. Will pay and as a bonus they also come with baggage and attitude. No? BUGGER!
I wanted to take photos of the completed rooms but middle son said that if I put pictures of their rooms on the net they will be abducted and it will be all my fault. So I took the photos anyway and will show you the painted but not moved into rooms soon. SIGH the power of children. Did I mention they come with guilt laid on thick???
I guess the holidays will be over before we know it and then I will be lonely again.....oh how I long for those loney days!!! :^D
Take care all
Pam
I wanted to take photos of the completed rooms but middle son said that if I put pictures of their rooms on the net they will be abducted and it will be all my fault. So I took the photos anyway and will show you the painted but not moved into rooms soon. SIGH the power of children. Did I mention they come with guilt laid on thick???
I guess the holidays will be over before we know it and then I will be lonely again.....oh how I long for those loney days!!! :^D
Take care all
Pam
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